Kent on Money Forum Help
Forums are essentially individual areas where users can post questions related to that particular topic. Each forum is differentiated by the financial topic associated with the questions within them.
• Browsing questions: To simply browse around the KOM Forum, no account is needed.
• Asking a question: An account is mandatory to ask questions. Only once you create an account are you given the option to ask questions in each individual forum (Click on the "Ask Question" button on the top right of each individual forum). When posting, also ensure the "Notify me of replies" toggle is turned on.
• Choosing a Forum: Ensure you post your questions in the forum associated with the appropriate topic.
• Asking anonymously: If your question includes personal information (asset amounts, age, etc.), we recommend posting anonymously. To do this, make sure the "Post as anonymous" toggle is on when your are posting your question. (Note: Our moderators can bypass the anonymous filter to determine who has posted "anonymous" questions, so do not use this feature to spam the community.)
• Replying to questions: Only our certified financial advisors can respond to questions. This ensures you only receive proper advice in response to your questions.
• Voting Questions/Answers Up: Vote questions you want answered or answers you like by clicking the up and down arrows next to the answer or question.
If there are any forums that interest you, you can follow them to stay updated with recent posts in that forum or question. To follow a topic or question, just look for the "Follow this" button near the top right of your window. You can manage your followed content settings by clicking your name on the top right of your screen and clicking "Manage Followed Content."
Activity streams are basically "news feeds" that allow you to view recent updates on the KOM Forum as a whole or in particular segments of it (topics, unread content, etc.).
Customizing profile settings:
- Customize your profile by clicking your name on the very top right corner and then click on "Profile."
- Add a profile picture by clicking the image icon next to the profile image spot, and/or cover photo by clicking "Cover Photo" on the top right of your profile.
- Also, you can customize your bio by clicking "Edit Profile" on the top right corner of your profile.
Customizing account settings:
Customize your account settings by clicking your name on the very top right corner and then click on "Account Settings." From here you can edit:
- Your email
- Your display name
- Your password
- Your signature
- Facebook integration
Customizing notification settings:
Click on the notification bell in the top right corner of your window. Then, click "Notification Settings."
Guidelines & Terms for using the kom forum:
By using the Kent on Money Forum, you consent to the following guidelines. Violating any of them could result in the banning of your membership in the Kent on Money Forum:
• Avoid profanity.
•Avoid posting/linking to illegal or inappropriate content.
• Avoid promoting commercial enterprises via posts or replies.
• Avoid including personal identifying information other than your first name and state.
• This forum is meant to connect members with general financial education, not necessarily specific advice to members' personal situation. Comprehensive advice for any member's particular situation requires more information than can be shared via the KOM Forum. Before taking action on financial education found in the KOM Forum, we highly recommend reaching out to a professor financial advisor. You can find a list of our certified financial advisors at www.kentonmoney.com/gethelp.
Reach out to us at firstname.lastname@example.org with any other questions.
Visit the Kent on Money Forum at forum.kentonmoney.com.
Kent's Standard for Forum Advisors
1. Advisor charges on a "fee only" basis, that is, not using any hidden commissions. (Note: Many so-called "fee based" advisors charge commissions. As a result, we only take "fee only.)
2. Consistent with the fee-only tradition, advisor serves a fiduciary to their clients (i.e., in their best interest), consistent with the 1940's Advisers Act. (Note: the term "fiduciary" is now being reinterpreted by the commission-based broker-dealer industry to mean something less than its original meaning, thereby allowing the industry to continue with hidden commissions. As a result, we only take advisors who refuse commissions.)
3. Advisor has a suitable level of education and experience that demonstrates their expertise.
4. Advisor offers comprehensive advice that starts with understanding a client's goals. Comprehensive advice includes looking at insurance needs, estate and medical directive planning, estimating the required level of saving needed to achieve goals, and, of course, investment advice.
5. Advisor agrees with an investment management style that generally recognizes that they are unable to "beat the market" through techniques such as "market timing" and "momentum trading." Instead, investments in diversified stock and bond funds are chosen consistent with a client's goals.
6. While an advisor is free to set a minimum threshold for asset management and services, Advisor agrees to treat all clients professionally, comprehensively and promptly, within the norms of the fee-only advisory industry.