Nice article in US News about checking up on your insurance policies.

Nice article in USNews about checking up on your insurance policies. 
http://money.usnews.com/money/personal-finance/articles/2015/04/03/is-it-time-to-give-your-insurance-policies-a-checkup
 
Several good reasons to do an insurance check-up:
1) You can save money: Aflac found that 42 percent of workers waste up to $750 annually on insurance benefit mistakes.
2) You can get discounts: bundle up all your policies to one carrier and save fees. Or, install devices such as burglar alarms and water leak detection systems to earn credits on premiums.
3) Maybe your life has changed since you bought insurance: You might have bought your life insurance when you got married but now have two kids. So you might need an upgrade on your insurance policies. Maybe you got more jewelry, or the value of your existing items has increased.

 

Kent Smetters

Kent Smetters is the Boettner Chair Professor at The Wharton School of the University of Pennsylvania, the Interim Faculty Director of the Penn Wharton Public Policy Initiative, and a Faculty Research Fellow at the NBER. He was the former Deputy Assistant Secretary of the U.S. Department of the Treasury, and he subsequently served as a member of the U.S. Congress’ bipartisan Blue Ribbon Advisory Panel on Dynamic Scoring. Kent holds bachelor degrees in Economics and Computer Science from The Ohio State University as well as an MA and PhD in Economics from Harvard University. He previously cofounded a national registered investment advisory firm that built a new technology platform, grew the firm to over 50 advisors and then sold the firm to a large, publicly-traded company. Growing up in a financially poor family, Kent donates his time to “Your Money” to help families work, save and set goals in order to achieve the most in life. Kent is often cited in major news outlets.